Hi
As you have 2 seperate questions I will try and give you an answer to both.
With regards whether you should buy or lease then ultimately this is a choice based on whether you wish to own you car outright and whether you wish to change your car more often. A lot of people like the flexibility of leasing as it allows them to change the car once they have become bored with it. Plus of course leasing in the past has been more common amongst company cars as opposed to private car drivers.
If you are taking out a loan or finance for a car then there mau be two distinct differences in what you can do withthe money. 'Car Finance' tends to be provided by a specialist lender who will only provide the money if you spend the money on one of their cars and they may not allow you to lease the car i.e. they would much prefer you to buythe car outright eventually. However, some companies realise that leasing is becoming more common and will provide Car Finance to lease your car.
Taking out a 'Car Loan' is somewhat less restricted in that once you get your loan then the lender has no control on how you spend that money i.e. you can either use the money to Buy or Lease a car.
The Online Loan Team
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