I work at a dealership and let me say first of all good luck getting the priuys especially if u live in los angeles...2nd of all no amount of good credit will get u down to 200 a month...But if u want it that low you have to put a hell of a depoist...for ever 1000 bucks its 20 bucks of ur monthly payment... Then u must have a good credit score...If this is too much a more economical car like the Yaris is good small safe and will probably get u around the 200 mark.