I've heard that Morgan Stanley did not fail like Lehman Brothers because it was more conservative. It didn't put money into those risky mortgage investments. Now it looks like it's being rewarded for being conservative ... it's had good news this week.
http://www.morganstanley.com/about/press/articles/6933.html
http://www.morganstanley.com/about/press/articles/6934.html
I hope you stay on top of the news and ask questions. But it seems to me that Morgan Stanley's in pretty good shape.