Who can help me understand the terminology on my credit report FREE?? Some accounts are "closed" but are over 7 years old and still on my report. I want to repair my credit report, which I have, but am not sure what to pay and what not to. Is there someone or someplace that will work with you, account by account, and explain exactly what it means and what to do? I have 11 accounts in question, some are ok and some are old and "closed" and some are not yet 7 years old but "closed" so I don't understand what I should do. Thank you in advance for your help. :)
