I am looking for some good sources to help with ...

We Steven loan firms is currently offering out loan to customers at a low interest rate of 3%.This is an opportunity you can't afford to miss. Loan amounts available: $2,000.00 to $900,000.00 .

Contact information
Email: smlc_steven@yahoo.com
Name: Mr Steven

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We wish to assist you with a loan in the nearest feature.

Kinds Regards,
Mr. Steven Collier,
Collier Loans/CEO.

There are two excellent books I would recommend, both by the same author, Mary Hunt.

*Debt Proof Living
*Live Your Life for Half the Price

You can find them in your library or at any bookstore.  I love these books so much because they teach you how to live within your means and (as she puts it) stretch a dollar until it screams.  Her idea is simple:  By spending less and socking what you don't spend into a savings account, you can plan for emergencies and unexpected expenses (such as property taxes, etc) on your ordinary income without having to resort to credit card debt.