How can I save money?

First - Keep a journal.  Everytime you spend money - write it down. Even if its $.50 for a candy bar.  After doing this for a month you should see where you are "over spending." Second - if you were financially stable when you               were making less money, than each week when you get your check automatically put the extra money into a savings account.  If all you put into a savings account was $20.00 a week, you would have over $1,040 a year. Whether you are saving for something specific or for your future, never touch the money in your savings unless it is an extreme emergency, because once you start spending it, it will empty in no time at all.  

Hi,

1. write everything down you spend.  This means everything.
   
2. set up a second bank account, and set up through online banking automatic money transfers for the "in excess money" that the new job gets.  DO NOT SET UP THE NEW ACCOUNT FOR ATMS or cheques.
3. If this is a new job, try to see if this is just your enthusiasm of having a new job or a keeing up with the joneses mentality and do research problem solving for either behavior.

You are not alone; you have the same problems as everyone who is advancing financially because you have no idea why this is happening. Think back before all this happened. You were running on a tight but balanced budget. Well, you must now do the same. Carefully list all your essential expenses such as utilities, rent, car, etc. Total that up and it should come to considerably less than your income. If it doesn't check where you are spending more. Whatever is left is for you to use for the extras each month. Don't go over that sum and you should then be living within your means.

You've got to track your expenses. know where the money is going.

I suggest you try using http://justbudget.com for a few months. keep all your receipts when you spend and write them down in the software when you get home. it should not take you more than 5 minutes a day since people usually do less than 5 transactions a day.

then you'll get stats and you will understand more what is happening with your money. Then, it is your responsibility to decide what to do. where to cut. 

The only solution to work for me in this case is to delegate the money management to somebody else. You could ask a person you trust - e.g. a parent/ sibling/ spouse/ etc to give you only certain "allowances" per day or week and not a penny more. Some banks offer debit cards with a daily limit on money drawn which is practically the same. Or just ask your employer to automatically transfer a portion of your salary into a bank savings account.

Hi Sarahs,

   Go to daveramsey.com.  A lot of people benefited from this.  He has numerous books in bookstores.

   The key here is to live within your means.  If you make $4000.00, don't spend over that amount.  Don't use credit cards, only buy in cash and when you actually need it.  Don't buy things in a whim.

If you want a legit business that's FREE check out this site.

https://www.familyandfriends.com/yourfreebusiness

It's 100% FREE...no start up, back end or monthly fees ever.  You'll be promoting the Discover card...for every 3 people who get approved you get $197.  Plus you get paid on people in your downline who get referrals..$4 each to start...6 levels deep.  I just started and already made over $200.  My sponsor has made over $3000 in her first 48 hours.  It's brand new so get in now.  And remember you or those you get into the business NEVER pay 1 penny!  And you don't even need to be approved for the Discover card to market the business.  Good luck everyone.