With a credit score of 640, I need to refi. I have the income, 140K, but due to a business loss in 2005 my credit is bad. What can I expect on a 410,000 refi?
Ain't happenin'! Most banks have already failed. Those that didn't are partially owned by the Government. Money's tight. I don't see them letting you re-fi unless your Credit Score is perfect and you got 700 Billion down.
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