tsfg0716, You cannot "vacate" a home equity line of credit if you owe money on it. You have to pay it, just like any other bill. It does not matter how much your home is worth today. If you owe, you have to pay. Now, if you have a line of credit that you never used and you just don't want it, then close it, as if you were closing a credit card. Call the company that holds your line of credit and tell them what you would like done with your account.
Anna Sparky's Mom
