What steps should I take to improve my chances of getting a mortgage?
Live each day as if it's your last.
Below are two really helpful articles to read to better your chances of getting a mortgage.
http://www.e-wisdom.com/articles/personal-finance/five-rules-when-applying-for-mortgage.html
http://ezinearticles.com/?Mortgage-Quotes---How-to-Better-Your-Chances-of-Being-Approved&id=1506807
You can also this article for your reference. The article has some tips that will guide you in the right direction. http://ezinearticles.com/?Guide-to-Best-Home-Mortgage-Rates&id=2409361
Sell My Note
The two biggest things you can do are 1) Accumulate as much of a down payment as possible and 2) Get your credit scores as high as you can by pulling your credit report and looking for any negative items that are in error and have them fixed. You can also move money around between credit lines or increase some of them so you aren't over 50% of any line. One other thought, if you are self employed, make sure you aren't pushing the tax envelope so much you show little taxable income. Good luck.
Sell my note guy
To unto others, as you would like them to do unto you.
You could try receiving government grant money for your first mortgage payment. I believe they have some grants and loans for first time home buyers. It's definitely worth looking into if you have some time. All the best!
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