Get our free report "Top 11 Questions to Ask Before You Hire a Loan Mod Firm"
Not pitching but give me the quick scenario on your situation, goals for the property, loan specifics, loan to approx. value and I can tell you pretty quickly your options and if you should go with the paid option, non-profit or do-it-yourself w/ the right tools.
Make sure you ask about CA SB94 that will change the loan mod business and if they are compliant w/ state law on advance fees.
The report is helpful, has solid info and in light of the attorney loan mod scandal in CA (a lot of them will most likely get disbarred) is still great info before you move forward.
Glad to answ. any questions. Most important is to make the decision with facts, not based on scare or pressure tactics.
hope that helps.