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Out of work for almost 2 years, living on credit ...

Out of work for almost 2 years, living on credit cards, unemployment running out in 2 weeks. 300K in Retirement Annuity, 60K in credit card debt. Out of time and money. What can I do to save my house?


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Hi,

    I'm very very sorry about you not working.  Life is very tough.  I am wondering if you are by yourself or if you have a wife and children.  If you're by yourself, I think that keeping the house is not a great idea.  You can live in a very small affordable apartment, take some money from your retirement fund, go to school, possibly in the healthcare field like Nursing, Ultrasound, OR Tech.  These are the

fields that are in  demand.  I 'm an RN and I don't find any problem finding a job.

Nursing takes 3-4 years to finish.  Ultrasound takes 2-3 years, OR tech, 2 years.

I just hope that our economy will improve.

     I don't think that it's wise to keep your house.  Spend the money you have on education.  Later on, you can buy a house again when you have a stable job.

Take care and I hope that you'll put your emotions about your house on the side.

Be practical.
Posted 2009-11-05T01:46:15Z
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