http://www.kiplinger.com/magazine/archives/2009/05/finding-credit-advice-you-can-trust.html
This is an article on Kiplinger.com on credit and debt, you might find exactly what you need, this is a very reliable site. Good luck!
INFORMATION TO ACT ON
Three Easy Steps to Find a Good Credit Counselor
1. Get in touch with one of the organizations that help vet credit-counseling firms: the National Foundation for Credit Counseling and the Association of Independent Consumer Credit Counseling Agencies . Only legitimate credit-counseling firms can join either organization.
2. Run the agency's name by your local Better Business Bureau to see whether it's accredited before you hand over any money or financial information to a credit-counseling service.
3. Then check for complaints against the organization and whether they were resolved.
