"medical insurance advice"
I have a question about medical insurance. I am retired and covered by three policies. Two policies are from my previous employers and end when I turn 65. My wife works full time and also lists me under her policy.
One of my policies clearly state that they are always secondary if another policy exists.
My other policy is currently considered my primary and my wife's plan secondary.
My wife's plan is primary for her and my plans secondary. My plans tend to pick up most of her co-pays but her plan picks up less than half of my co-pays.
I do not feel I am getting full value for my coverage and need to discuss the matter with a knowledgeable person.
