Chapter 7 Bankruptcy provides for court administered liquidation of the assets of a financially troubled individual or business. This is the most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse. You're going to have to wait at least one year from the time the BK is discharged before you should even think about applying for a card. But you can use services like Account Now that will help rebuild your credit with prepaid debit cards. Good Luck - here is a link for more info: http://ratenerd.com/daily-deal-save-400-on-average-with-accountnow-202
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