Hi, although I am in the military, I do have a state license for health, accident and life insurance. I am not attempting to sell you anything, but I am offering the following resources to assist you in your decision.
Individual Insurance
If you are self-employed or your employer does not offer health insurance, you may not have access to group insurance. You may, however, be able to purchase individual coverage directly from an insurance company. When you buy your own health insurance, you will be responsible for paying the entire premium rather than sharing the cost with an employer. You should shop around to find a plan that fits your needs at a price that you are willing to pay.
Most self-employed workers are able to deduct their health insurance premiums from their Federal taxable income, providing them with an important tax saving. Most States also offer similar tax preferences. If you are self-employed and buy individual health insurance, you should consult a tax adviser to find out if you are eligible for this deduction.
Insurance plans differ greatly from one company to another and, within an insurance company, from one plan or product to another. Some plans have multiple products (options) from which you can choose; read carefully through the "fine print" to be sure you understand the various choices
Please click the link below to apply or find health coverage for the self-employed
http://www.healthinsuranceindepth.com/other-self-employed-insurance.html
Also, you may contact the Agency for Healthcare Research and Quality (AHRQ)—An agency of the Federal Government. Go to the Agency';s Web site at http://www.ahrq.gov to find more information and tools to help you evaluate health plans, as well as many consumer publications on various health topics. Most of the consumer materials are available in English and Spanish. Call the AHRQ Clearinghouse at 1-800-358-9295 to order free copies of publications.
