My husband Has a Secret Bank Account

Hi,
Wow.  Personally I would take it as a blow to the trust between us... I would treat in the same way as cheating.... and as you know trust is a very important factor in anyone's relation.  It's not an immediate reason for spliting....  that's the way of the cowerds behave (run away from any problem).... brave people fight back and try to solve problems....  discuss it with him (open and deep), tell him exactly what you feel and what it made to you, and what he did to the trust.... and try to reach a mutual agreement as per the future.... Warn him that if he'll repeat that lousy behavior you won't give him another chance.....  If he doesn't commit himself (100%) to that line only than you have all reasons to leave him. 
Best regards,

I have to admit that anything that is still secret that my husband is not comfortable telling me makes me wonder what is lacking in our relationship. I would feel very disappointed and confused to the secretive behavior and probably seek out marriage counseling before I would decide whether it's worthwhile staying in the marriage. It's tough to say though as I've thankfully never been in such a situation. I can only imagine how hard a situation such as this might be.

I don't think you or the wife can assume the reason for the bank account. I also think it matters how the account was discovered. In either event, I would advise the wife to confront the husband with the discovery. She should just say somewhat neutrally, that she discovered that this account existed, and ask him about it. his response determines the next step.

Not that i condone it, but possibly he is using it to hide money from the tax man and by not telling you he prevents you from being an accomplice.

no, i would have to know if his wife is a chronic spender and gets them into alot of debt.

well, i would say that its not as a big deal as you think it is, sometimes men like to save for the future when they feel like they are getting no where financialy, and how do you know that if you guys ever needed that money he wouldnt get it out and help, if you know your husband well, and the love is there, let it go, and since you already found out, make an account of your own, and start saving on your own.

As I read the answers I am hearing biased responses.  Put the shoe on the other foot and what if it was the wife who had the secret bank account?  I can understand the need to save money when the other spouse is a big spender and the other one needs financial stability.  I think a confrontation is needed and the answer given for the secret bank account is the key.  Maybe he is saving it to take his wife on a surprise romantic vaction!

For a long time I saved money this way.  But these days my wife and I have full disclosure.  I find that it actually strengthens our relationship, because she can SEE that I am saving for her future comfort.  It adds a great deal to the piece of mind for her.  HOWEVER, we had to both get on the same page before this could happen.  We trust EACH OTHER completely to not touch the money without discussing it first.  We keep each other in check. 

If for some reason you believe he is unfaithful, that is another issue entirely.  He should WANT to share with you out of LOVE, not obligation.  AT LEAST that is what worked best for us.