How can i get money to pay my bills i am in over ...

It is time or past time to sit down and start preparing a family budget. You must also list each and every item that you spend money on. From the cup of coffee, sodas, snacks and even what you spend on lunch on a daily basis. Cancel all subscriptions to newspapers, magazines, cable tv and any  other service that you really don't need.

You may have to trade down on your vehicles getting rid of a payment and settling for an older used car. It is possible that you may have to sell your home and move into a smaller place.

Contact your bank to see if you qualify for a consolidation loan, if not contact a good consumer credit counseling center. They can help lower your payments , interest rates and can consolidate your payments.

Here is a link to free e book that will help you set up a family budget.

http://confidentlifestyle.com/Documents/family_budget.pdf

Here is one that has some good ideas for generating emergency cash.

http://confidentlifestyle.com/Documents/emergencymoney.pdf

This one deals with improving, maintaining and saving your credit legally.

http://confidentlifestyle.com/Documents/fix%20credit.pdf

Here are some links to credit counseling centers.

http://landingpages.moneymanagement.org/Debt/default.asp?RCTAG=TTCO&CMP=KNC-gaw

http://www.cccsstl.org/?referrer=google&gclid=CLHMpsrJnpECFSgEIwodRCD5tg

http://www.greenpath.com/

Good luck and best wishes. 

Your best bet is to contact your local bank. They can sit down with you and go over your financials and help you figure out a way to get out from under all the debt. Good luck!

I am sorry to hear that you are having challenges with your finances.

I am hoping that there isn't a crisis of health in your family, or if you have a family you are supporting because I really can't provide a detailed answer without a detailed case.  If that is the case, reach out to your local community agencies for even more help.

 Here is the general advice: 

If everyone is healthy, and it is a situation of unemployment, then it's time to get any job that pays, even if it is Best Buy.  If you need a second job on weekends, do it.  Money is money.  It doesn't care how many degrees you have or experience or how hard you work or how happy or sad you are.  Only you can go out there and bring in that money.

First thing is first though.  Cancel any services you don't need.  This includes tv.  Get your debt consolidated if you can.  Brown bag your lunch.  Pinch every dollar, and not just the pennies.

Then follow the top advice and start shopping for more work, or a higher paying job, or a job.

Start writing down every penny you spend.  Write down every debt you have.  If you can not match that with your income each month for your new spending habits plus twice the minimum monthly payment on your current debt without a second job, you need to think of either giving up even more, or declaring bankruptcy.  Your after tax income has to always exceed your outgoing.

By the way, there is no such thing as free money.  If money was free, there would be no value attached to it.   

 Best of luck

Hi you might want to check the

If you want a legit business that's FREE check out this site.

https://www.familyandfriends.com/yourfreebusiness

It's 100% FREE...no start up, back end or monthly fees ever.  You'll be promoting the Discover card...for every 3 people who get approved you get $197.  Plus you get paid on people in your downline who get referrals..$4 each to start...6 levels deep.  I just started and already made over $200.  My sponsor has made over $3000 in her first 48 hours.  It's brand new so get in now.  And remember you or those you get into the business NEVER pay 1 penny!  And you don't even need to be approved for the Discover card to market the business.  Good luck everyone.

in a desperate financial need.  I am struggling to pay my mortgage, car payment and car insurance.  It's even hard to try to buy food and gas and pay utilities.

if you need money to pay your bills, you should most likely go to a government agency to assist you with your creditors, to reduce the amounts owed, and this should be free. if it isnt free, it may be a scam. also consider selling many things you have, that you can survive without. good luck as we all have money problems, and there is legitiment assistance programs out there.

I'd be careful...this "free money" space is rife with scammers.  If it sounds too good to be true, it proabably isn't true.  This article seems to have pretty info on what's real with government grant money, and what isn't:

free money to pay bills?