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Whose fault is it.

Hello Mr@aol.com. Berr, My Insurance question is on June 01, 2008 I was involved in an auto accident ,

I went through a yellow light  and a car jumped the light Red for him and struck me , my truck had a lot of front end damage I regretably only had liability because this being our second car, needless to say I was taken to the hospital and was unable to obtain any driver information, and my insurance company Progrssive is still waiting on the polce report now almost 5 month's and basically tossing me aside telling me no information or any guidance of what my options are, and only this week was I able to get the claim no. and other drivers insurace name. Now it look's like I will have to report a claim through his insurance for my losses , their investigation is nothing  I did go through a yellow light but this car was in the intersection at that time, my word against his, and my passengers I find out mean nothing as far as my witness to the accident, how long does it take to obtain the police report in cases like these when no one believe's you and you're at their mercy to hopfully get your car repaired and compensated for you're injury and  loss of work, who's on you're side when because you could only afford the lowest insurance and now you're on you're own not knowing what to do.

 

Is this right , Thank You for your time in reviewing my complicated question.

Thank You,

Signed no help from my Insurance,

Ms. Castillo


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pinky
(deleted account)

You go to the police station and get a copy of the report; we have to pay $3 for ours. It's available within 3 days of the incident.

You paid Progressive for liabilty only. What they do in this case is try to keep from paying for the other vehicle. You're on your own in this case. If you had paid Progressive to cover damage to your vehicle they would be involved in this. Basically you're asking for service you have not paid for.

Sorry to sound so harsh; sometimes reality is harsh.
Posted 2008-10-26T10:14:18Z
pinky was invited by Yedda to answer this question.

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