After you turn 65 years of age, but not retirement ...

Hi there,

If you're under 65, you can contribute whether you're working or not. If you're aged 65 to 74, you can still contribute but you must work 40 hours in 30 consecutive days in the financial year in which you want to make the contribution. But there are limits on how much you can squirrel away. Tax-deductible or "concessional" contributions can't exceed $50,000 a year if you are under 50. Until June 30, 2012, those 50 or older get a higher annual limit of $100,000. (Both limits will be indexed.) That limit applies to all contributions made on your behalf, so if you're receiving super from, say, two different employers, the onus is on you to stay within the cap.

You might want to read this article for more:

 http://newsletter.mycareer.com.au/general/oct07/job-update/section/sampson.aspx

The answer is no, and it's $13,560 and I'm assuming you are inquiring about Social Security earnings.  If so, the following information should help in this regard.

How much can you earn and still get benefits?

If you were born January 2, 1942, through January 1, 1943, your full retirement age for retirement insurance benefits is 65 years and 10 months. If you were born January 2, 1943, through January 1, 1955, then your full retirement age is 66. If you work and are full retirement age or older, you may keep all of your benefits, no matter how much you earn. If you are younger than full retirement age, there is a limit to how much you can earn and still receive full Social Security benefits. If you are younger than full retirement age during all of 2008, we must deduct $1 from your benefits for each $2 you earned above $13,560.

For further reading of the entire Social Security Administration's article, visit:  http://www.ssa.gov/pubs/10069.html#howmuch 

Do I get full benefits at age 65 even if I earn over the limit?

I don't know if this will help you or not, but I "retired" last year, draw my retirement and because I retired at my full retirement age I received my maximum benefits and I can still work and earn as much as I like.  I have worked at home doing medical transcription and average about 35,000.00 a year doing this and still get my retirement etc.   The glitch is when filing your tax return, you have to now claim your retirement (social security) and your taxed on it.   I love the fact that I am still working - and at home - you cannot beat it.