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What about Treasury Bonds (US Savings Bonds)? Are ...

What about Treasury Bonds (US Savings Bonds)? Are they safe? The used to be given to children as gifts.


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Everything I say can be fully substantiated by my own opinion.

They are as safe as anything in the U.S. can be; the government guarantees them.  I purchase them as secure, long-term investments.

They are not big, fast moneymakers, however.  It takes 30 years for a $25 investment to mature to $50.  You have to hold them at least 1 year and a penalty is deducted from your interest if you cash them in too soon.
Posted 2009-09-18T19:41:42Z
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US Savings Bonds come in $25, 50, or 100 amounts and you pay the discounted price when you buy them, so for instance the $25 bond is $18.75, I believe.  They usually mature to the face value within about seven years, depending on the interest rates.  They are as safe as the U.S. Government.  They make wonderful gifts to children for their birthdays and/or holidays or just in general.  After you buy a number of E bonds, you are allowed to trade them in for H bonds that pay higher interest rates.
Posted 2009-09-19T18:35:31Z
Turtleread was invited by Yedda to answer this question.

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Don't sweat the petty things and don't pet the sweaty things.

I agree with what has already been said. If you are interested, you can use this web site to buy U.S. Saving Bonds with your tax refund.

Posted 2009-09-23T10:23:07Z
goldengopher was invited by Yedda to answer this question.

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