It is still unclear to me if this activity is undertaken and, if so, do the micro credit or micro financing organizations employ business information researchers to do the work.  JtotheA , you mention that "These are already farmed out within India". Are they farmed out by the micro credit or micro financing organizations? For whose benefit? The organization, the lender - or the beneficiary? Further to your interest: are you interested in researching the validity in general or in specific follow ups to those your loans have reached?