My husband has left me with all responsibility and ...

If you are not the primary account holder on his credit cards, you can take your name off.  But if you are married and living together and in a community property state, you will still be responsible for half of what is owed.

It depends who has the legal responsibility on the credit cards.  If he is truly the owner of the cards, and you are only and authorized signor, you should not be held legally responsible for the debt.  However, if you are joint card holders, it will appear on both of your credit reports.

You say it is your husband who is leaving you with this debt.  Are you currently in the process of seeking a divorce?  If so, all debt should be negotiated in the divorce settlement.  This does not free you from responsiblitiy of the debt completely, but does give you recourse if he is the one responsible for payment, and defaults on those payments.

Best of luck to you.

On joint accounts you are both responsible.Only way to get name off is to pay dept then you can have it removed.Or try a lawyer

id say take him to court hire a debt officer to collect the payment if that dont work court it is

When you say 'left me with all...', do you mean divorce? If so, you need to draw up an agreement, equally dividing the outstanding debts accumulated during your marriage, both of you refinance these amounts into your own names (taking the other off the debt in doing so), and then closing the old accounts with zero balances. Have this arrangement written into the divorce agreement, so that if your spouse (or you!) do not follow through with the agreement, that person will be held in contempt of court and face severe charges for defying the judges order. Sadly, the debts incurred during your marriage, and especially the ones held jointly in both names, are the responsibility of the both of you, no matter that he is the one making the bulk of the charges.  Now, if you are NOT getting a divorce, you need to urge him to pay off the debts so the cards can be cancelled and he can then get new ones in his name only. However, you are still married to the guy.... I would just destroy the cards.

Well sweetie, if your husband left you, you definetly need a good Attorney.  Unless you have a pre-nup.  My advice would be to seek legal counsel; but, finding one Attorney that won't charge you $400/hr is tough.  Perhaps a discounted rate may work for you...check out all the possibilities at my web page  www.prepaidlegal.com/hub/rhorvath    Family plans, you'll also need IDTheft Shield.  We're the only company that does what we do.