Should i cancel my credit cards or leave the credit active?

Congratulations on paying your credit card off!

Having additional lines of credit open is fine.  If any of these cards are actually store credit cards that can't be used except in store, cancel them.  Having store credit can hurt you.

Otherwise, leave them open for now, until you get your pre-approved mortgage, as sometimes closing them can hurt you.

As well, one of the more interesting aspects of credit cards  is that there are service charges you can actually opt out of.  Research your charges to see if this applies to you.

If you are going through a mortgage broker outside of a bank, and the issue comes up that you have credit cards with zero balance, and they have an issue with that, and you have no concern with cancelling the cards, tell them, and offer to cut up the cards on the spot, since it is a non issue.  That should close any concern anyone has.

 Best of luck and happy home hunting!

Although paying off your credit cards is great, it can actually lower your credit score! For optimal FICO score, your credit card balance should range from 10% to 30% of your credit limit. Find Credit Cards.

If you have zero balances, there is the 'fear' in the industry that as soon as you have your new home, you will run out and max out your credit cards on new furnishings! 

dont close your credit card

it is better if you cancel your other credit cards becasue it will just add to your bills at the end of the year. Even if you are not using the credit card you still need to pay the annual fee.