Hi, I work in the Plastic Surgery industry and I have met a lot of woman who are considering a tummy tuck. From my experience you should not have a tummy tuck unless you really need one. Unless you have very unattractive stretch marks or you have a large visible vertical scar from a poorly placed C- section, or you loss so much wait your belly skin hangs in folds and there is no exercise or dieting that will help you.
You must remember there is a trade off for the surgery and that is the large scar from hip to hip that you will have. You will look great in clothes but when you take off you clothes you and if you have a significant other will see it.
Please take a look at some photos from the doctor I work with to see some before and after’s, to help you see if it is a good procedure for you.
I have been in surgery with him and he is very gentle and caring. You can check out his work on his websites: the first is http://www.soler-baillo.com and the other is http://www.bikinitummytuckmiami.com