I was in an accident 2 weeks ago today, a prisoner on work release (don't have all the details yet) who was doing drugs ran a stop light, sent me over a median to oncoming traffic, car is totaled. I've settled on the car, and I am now upside down, the finance company is already asking for my car payment! The insurance wants to stop providing me my rental.. I don't understand all of this, why is this happening? I'm in good standing with the bank, yet they call me today asking for my payment!!!