ok, here is what I did to lose 80 pounds and I have kept it off for over 2 1/2 years now. I did have to start out calorie counting however as we are all a creature of habit so after awhile you will just know the counts of foods and it will be easy to keep track. If you are a soda drinker limit them. I used to drink soda and now I am a tea drinker. I didn't eat breakfast unless it was fast food, then I stopped that and I would eat fiber one bars for breakfast. I would eat a snack about an hour before lunch it was a serving of almonds (any kind is fine I ate wasibi and soy sauce serving is about 28) See article on almonds and reducing belly fat (article at the bottom of the page however there is a workout that you can do too at the top of the page). For lunch I would eat subway 6 inch tuna usually and baked chips. I would also eat salads with chicken on it usually kept it to around 500 calories. Calorieking.com is a good site to find out calorie counts of foods. I would eat another fiber related snack about an hour before dinner. I kept my dinner lean and green. Lean meats and green veggies. I would bbq most of my meats as they lose fat at the bbq which in turn means less calories. Dinners I kept to around 500 calories too. Now for your calorie count needs. You need to do your BMI msn has a good one. I was 200 pounds and had a goal of 130 however I went down to 118 and stayed there. I was doing so well I kept going lol. Anyway for me I had to consume about 1700 calories a day to reach my goal. Breakfast was usually around 300 snacks were about 400 total and lunch 500 dinner 500. I ate a snack one hour before bed 100 calorie snack for my sweet tooth (count included in snack count above). Exercise, like you I was broke and I had no time for the gym so I got a program that taught me the above way of eating and taught me exercise plans (strength training) that I could do from home. The site I note above has the program I did along with a few others that are good solid result driven programs that are the overall package of ballanced eating plan and exercise plan that don't cost an arm and a leg. You can also find out information on foods on this site that Reduce Belly Fat along with other tips and useful information. Good luck to you and my email address is on that site if you have any questions feel free to contact me. I know I gave you a quick version of what I did and to help you better would be to know more specific details as different things work for different people.

Susan