Wealth through Debt Settlement?

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Many Americans are struggling with those mortgages that they couldn't afford, credit card debt that has overwhelmed them. Who's to blame for that? Should the banks take the responsibility for reckless lending? Should the media for pushing spending? Should the manufacturers for creating desire and want for their products? Should it be the consumers for allowing themselves to be sucked into the buy now pay later cycle? Should it be all of the above, or should it be a lack of education and emphasis on saving instead of spending?

With all of that said, what is most important right now? Pointing a finger or grabbing a hold of the situation, addressing it and educating consumers, pushing towards a saving society instead of a spending one.

The first step to addressing the problem as opposed to just complaining is to analyze your situation and plot a course of action to get out of debt. How can a consumer get out of debt with the current economy? By asking for help! It may not be that debt settlement is the right option for everyone, but one of the principles of debt settlement is saving. By assessing a consumers individual situation a debt analyst will assist them with creating a budget to amass funds used to settle their debts. A typical debt settlement program, when explained, implemented, and carried out properly) will help consumers create a budget that is both manageable and void of unnecessary expenses. After saving and completing settlements with creditors, consumers are accustomed to saving a certain amount per month to satisfy the settlements. When they are done and the consumer is out of debt they are encouraged to continue saving as they had been.

Source:

http://blog.totaldebtservices.com/creating-wealth-through-debt-settlement 

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You have completed the debt settlement process. Your overall debt has been reduced significantly, and you are relaxing in the knowledge that you can now afford to pay off what is left of the debt and have money left over each month. If you or your debt settlement professional was truly aggressive in the process, you may even have saved your credit rating. Now you must think the unthinkable – how to create wealth after the debt settlement.

The maintenance of your credit rating through the process of debt settlement is one of the most important aspects of the activity. Most creditors are willing to negotiate this, and, hopefully, you have stood firm. They have agreed not to report the original debt as “turned over to collections” or “paid less than original amount” to any of the three credit bureaus. You are now making all payments on time, and your credit scores are rising nicely. You will need these good scores later on, so keep them up there!

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I'd like to know where this question is leading to?

How to create wealth through Debt Settlement?  -- I guess you would have to open your own debt settlement office and turn a profit.  This question is odd at best...