My husband passed away at the age of 48 years. I have been told by Social Security I have to wait until I am 60 years old to remarry in order to collect my husbands Social Security benefits, I need to collect his benefits because his benefits will be much higher than mine, I didn't work for 28 years, I only started working after he died. Is this true that I will have to wait? If so, it is not fair, I have a man I want to marry now and I will have to wait 5 years to marry him??