Unpaid Credit Debt

Bottom line is that you are being sued for the money that you owe in the unpaid credit debt.  You have a limited amount of time to respond if you want fight the suit, dispute the amount, etc.   It would probably be to your benefit to get a lawyer as soon as possible.

It appears that the law office is suing you for the debt, I would suggest you get some legal help with this right away as you need to respond within 35 days.

Entry of Default – If a defendant does not file and serve a formal answer (with or without counterclaim) within 35 days of service, the court may enter “default” against the defendant, which indicates that he or she is not permitted to file any defensive pleadings. This is the first step toward obtaining a final judgment by default.

In simple terms, they are asking for the debt and the unpaid amount that you never paid to them and which became due for years now. It would be better if you have a talk with your credit card company and try to sort out the matter within both of you and out of the court as well.

Have you checked out any debt counseling services yet?  Sounds like you need some professional help and fast with this.

Hey there, I think you must repay all the amount as soon as possible and you should consult your legal adviser for a suitable solution.