I draw Social Security Disability monies, I am considered permanently disabled, and also Long Term Disability payments from the Hartford, for which I paid premiums when I was working.
My birthday is 5/9/1945.
The Hartford payments will end 5/9/10, as I will be 65 then. I was told by S.S. that when I become 65, the S.S. disability payments will revert to regular S.S. retirement at same rate at which I receive for Disability.
I will be eligible in May also to draw a small amount of retirement from my job of 15 years.
One other thing, I have an ex-husband, still living, to whom I was married for 11 years. Can I draw a part of his Social Security without impacting his payments? He was born in 1936 and is presently receiving S.S. retirement money.
I would like to maximize my monthly income, particularly when the Hartford payments end, as they are a third of my total income. Up until the Hartford payments end, any other funds I receive would be deducted from the total monthly payment.
I do not pay income tax, as my total income is very low.
With the information I have provided, is there anything else I can do to elevate my income? Thank you so much for any advice you can give me.
K. Jackson (Single woman)