Right Age for First Credit Card

I would tell my kid that they better have a job and be able to apply for one and get approved for one on there own. No strings attached.

At least 35 years old.

I agree that a child, (nor anyone really for that matter), needs a credit card. We should learn to save up for what we want and need. Live a modest lifestyle and only pay for what you can afford. I know that when I used to have a credit card, I would tend to purchase more because it didn't feel like I was really spending money.And most of the time we pay more for our purchase with the cost of interest added in if not paid off every month. I am paying off student loans, but other than that, I am debt free and love not having the stress of paying off credit cards.

I would advise my children to NEVER have them. Theyare nothing but trouble and if you cant pay cash for it them you dont need it...

never

I Had my daughter put on 1 of my credit cards at 15 almost 16 and gave her a cell phone. She was out a lot with her friends and I didn't want her to ever be stuck anywhere.  At 16 she got a part time job and was driving. I also got her AAA   You have to trust your child to be able to do these things for them.

She is now 21 and has better credit then me and owns her own condo, which she bought for cash.  Glad I only had 1 kid  :)