My question is: You do not mention anything about retired folks saving. My Husband get an cheque once a month for 2,600.00 after taxes. We have had to change a whole lot or rather rethink as to how we will be trying to save and also live like we used to when he had a regular pay cheque. My husband was a firefighter, myself I stayed home with the children and did child care. As you mentioned in you column we just never thought this time would come so fast. We have put money aside for in Canada RRSPs but do not want to dig into them unless we need to. Now we are trying to work with a budget that is of a young person just starting out. Little hard after not having to deal with watching our spending that much in so many years. We have cut back on electricity, canceled our insurance for our truck for the winter, canceling our cell phone and trying a new system that costs less, watching carefully how we budget when buying our groceries, trying to drive the car less for the consumption of gas, being retiried at 55 has some good advantages like being healthy and managing to stay so. But, it really can be a challange when you all of a sudden hit that magic age and realize that you now have to budget, like we did when we were first married! WE are by no means in trouble with our spending. We just need to get a handle on things. Your articles, even though they seem to be for young famlies have some good suggestion and I will follow the one about paying self first. Jut wanted you to know and let other know that being retired is a good dream, but, somehow one must make sure that the savings are there so the dreams can be meet. Carol Hadland Prince Rupert, B.C. Canda
