Hi, We often hear of ways to save for retirement but do not qualify based on compensation. I guess it is assumed that individuals who do not qualify are getting good financial advice from a financial advisor. My question is if we do not qualify for a Roth or tax deductible Traditional IRA are there limits/rules on what we can contribute to a non tax deductible Traditional IRA? Also, is there rules on if you can contribute to a non tax deductible Traditional IRA if you have a 401 k plan provided by your employer? Employer plan has no matching and we are looking at other retirment savings opportunities. Thanks for the help!