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Recent Graduate with LOANS - what are my options?

I am a recent college graduate with a considerable amount of school loans to repay. The interest rates that I currently have are reasonable, but in the long run I will be paying much more. What are my best options? I've considered getting a loan from my bank to repay it all at once and just repay my bank (if they have a lower rate, that is)?

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tiptopmanager
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Here is a great site that will answer many of your questions.

http://www.collegeanswer.com/financing/content/f_reploans.jsp

personally I am all for refinancing at a lower rate.

Good luck and best wishes. 
Posted 8 months ago ( permalink )
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joooosh
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I would find a company or bank that you can consolidate your loans with, so the interest rate stays at the low rate that it is now.  That's what I did for my loans.  I consolidated with ACS and Citibank.  I'm not sure why it ended up being both, but both companies are good. 

Posted 8 months ago ( permalink )
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try calling Sallie Mae, as they can consolidate your loans, as well as lock you into a fixed interest rate
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becdb
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In Australia we take out "HECS" debts to pay our uni fee's,then you don't have to start repaying untill you earn a certain amount and its interest free forever.

 

I love AUSTRALIA!!!!

 

 
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