Real Estate Panhandle Florida

Kristen: You can call most major Real Estate offices in your area and they can refer you to an office in the area you are interested in.....or.....go on Walton Beach, Fla. Real Estate and you should get local Realtors names, adresses and phone numbers and do the inquiries yourself.  Good Luck, Gerry, Retired C21 Realtor.

I don't know too many contacts from Ft. Walton Florida but are some people I have made contact with.  The information maybe old and out of date but here goes:

Diana Beatriz
(786) 277-3170
dianabeatriz@earthlink.net

Kathy Orr
Senior Vice President Mortgage Department
First City Bank
135 Perry Avenue SE
Fort Walton Beach, FL 32548
(850) 244-5151 ext. 247
(850) 244-4168
korr@firstcitybank.com
http://www.firstcitybank.com

Bob Burns

www.miamireia.com
Freedom$oft

Here are some more contacts, mostly realtors but info is REAL old:

Bob Burns
Freedom$oft

Kristen, We used to live in Panama City Beach several years ago and bought a house on a rent to own since we didn't know how long we would be living there.  My wife handled the whole deal while living in N.H. so you can utilize some great resources to find what you are looking for.  We're also full time real estate investors and have a loan mod business so we've use these tools as well.

Put an ad out that defines what you are looking for- "Wanted- 3br home in Ft. Walton Beach, owner financing or rent to own" or something like this.  

Run the ad in the classified section of "homes wanted" in the paper, Craigslist, and the local websites for the area. Also put the word out to Realtors since times are tight and they could be looking for you as well and work out compensation with the seller. 

Also, keep in mind, there will probably be another 20-30% drop in values over the next year since the Alt-A and Option ARM's are going to default in addition to all the commercial properties that will go into default.  

So, you are really in a great position to buy even if you are looking for owner financing. So, I wouldn't be hasty since there are and will be a lot of properties to choose from, so make sure values are solid and look at the local trends such as values, unemployment rates, new job creation, foreclosure rates, etc before you buy.

hope that helps

Currently, interest rates are lower than they have been in some time. If you are thinking of buying a home, now is certainly the time to do so. A recent market report reflects that U.S. property has become an increasingly more attractive opportunity for home buyers and investors. U.S. property values in many areas are at an all time low thus causing much upside potential. Knowing where not to buy a home is as important as are the dos and don’ts of buying a home. There is a tool which can erase all the confusion related to home buying. It's a tool which Identifies properties with the most value, establishes the right price range to pay, projects long-term cash flow and appreciation & assesses how to maximize after-tax returns.  For more information look into http://www.smartzip.com/info/score

Dear Kristen:  Into your URL bar, enter, "Realtor.Com" then enter "Fort Walton, FL."  Find something you like and call the listing agent.  He or she will tell you what kind of seller financing is available on that house and others.  They'll also take their commission out of your first few payments.  If they won't, go on to the next one.  It shouldn't be too hard to find seller financing in these times.