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Pay back Credit Cards?

Having been unemployed for over a year, I maxed out my credit cards. I am now employed and trying to get on top of things again. I am back on track with my mortgage and everything else except credit cards. Now the credit cards. I stopped paying them completely about 4 months ago so they have not gone to a collection agency yet. Do I contact the cc companies now before they are sent to collections to get something set up that I can handle? If they are not willing to work with me (many cards to pay at same time), do I pick and choose which to pay back and default on others. What can they end up doing to me?


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Don't sweat the petty things and don't pet the sweaty things.

 

Read this web site for some good advise.
Posted 2009-04-14T10:59:17Z
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