Unless a man is fingering your clitoris during penetration, there is not a lot of direct contact during sex.  Witht oral sex, all the contact is being given directly where you need it.  Sometimes if you lie on top, so that you get more of a rub where you ned it, you can orgasm during intercourse.  Also, try with something underneath you, supporting your hips, so they are tilted up more.  Some women never orgasm during intercourse, and that is why men have fingers and tongues!