Hai
Good question!
A PC is a combination of many devices and functions. If one has to develop an application which could access a PC without the help of an OS, it will have to include all the controlling programs called 'drivers' in each applications.
An OS is commonly handling all internal and external devices and supplying its functions to all applications and users.
Example is a printer. If there is no OS and only an application just like MS Word, the application will have to handle the printer by self. Remember there are several 100s or 1000s of brands and models of printers available in the market.
If you are using a particular printer and I am using another brand, then Word should have the features of handling both the printers. OSs are capable of handling all these devices irrespective of the application or user who access the device or functions associated with the PC
I hope that you have got an idea on the subject. If you want more clarifications, please write to me.