Officer Injured In the Line of Duty Cannot Get Health Insurance on Yedda

Officer Injured In the Line of Duty Cannot Get Health Insurance

I am a 47 yr. old police officer who was injured in the line of duty, forcing me to retire at 50% of my salary. Due to that back injury, I have been unable to get approved for health insurance (even if I pay the premiums). My COBRA expires soon and I am concerned I can't get approved for health insurance (other than a HIPPA plan).

Does a California city public safety organization have an obligation to make health insurance available for officers injured in the line of duty and who can't get insurance because of that injury? If not, how can the public ask officers to risk their safety to protect the public if they know the officer may lose his job AND health insurance?

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Janine

7 answers

http://www.freedomathometeam.com/jaguero

I don't know the answer to your question, but if you need health benefits, please visit my website: http://www.mybenefitsplus.com/jaguero

We offer affordable discounted health benefits for people who cannot get health insurance or are underinsured. Hope this helps!

Posted 5 months ago ( permalink )

In reply to Brian Isaacson's question

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kyates

1 answer

Brian!

Hey...I went to school with you:)

You know what....I have the same issue. I wasn't an officer injured in the line of duty....but I had back surgery 5 years ago and am 'uninsurable' because of it - even though I'm totally fixed! I found out that Kaiser does NOT check out your medical history. I had disclosed it to them on their questionaire and the lady who called me to turn me down told me to wait a year, reapply and DO NOT say anything about having back surgury because they DO NOT check it.

Hope that helps! So how have you been? Where were you an officer??

Kelli (Yates)

Kelli@KelliYates.com

Posted 4 months ago ( permalink )

In reply to Brian Isaacson's question

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Janine

7 answers

http://www.freedomathometeam.com/jaguero

I wouldn't do that if I were you. My sister's insurance agent told her the same thing and she only had a c-section. When she had to have major surgery, they told her the policy was null and void because she lied on the application. After 19 hours of surgery, she had to file bankruptcy. Insurance agencies only want to collect - not pay out, so they will find any loophole not to pay. Be honest and see what happens. If you need my help, visit my website at www.mybenefitsplus.com/jaguero

Posted 4 months ago ( permalink )

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Brian Isaacson

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Well, here's an update. I appealed the insurer's decision not to insure me and was finally approved. Of course I was honest on the application. I got a note from my doctor stating I was otherwise healthy and a letter from the city's workers comp. carrier stating that they accepted responsibility for all claims relating to my back. I guess the lesson here is: fight on until you win . . . You only get the quality of healthcare that you demand.

Posted 2 months ago ( permalink )

In reply to Brian Isaacson's question