I have bad credit so I can't get a loan. I tried googling bad credit personal loans and can't seem to find anything. I haven't been with my bank that long, and I don't have anyone that is willing to co-sign or lend me money. I need to come up with about $3000-$4000 to pay off insurex.inc with my current pending case in court so they can just dismiss it. Anyone have any suggestions? I've been at my current job for three years..