Your mother has done you a terrible injustice, but nonetheless, she is your mother. For one thing, stop lying for her. Its not your problem anymore that she had to lie to her husband. It never was in the first place, but certainly not now. You COULD use that for leverage in attempting to see the kids.
As far as telling your fiance the truth, Absolutely. Do not let your mom's deeds mess up your future. she messed up your childhood. Don't give her any more control over your life. Tell him and if he really loves you, he will want to help you and he will totally understand. Wouldn't you rather he found out from you? I know you are embarassed and scared, but honey, you can't pick your parents. You didn't do anything wrong. You were abused emotionally and a victim of your environment. Hold you head up and make your future wonderful, wonderful, wonderful. You deserve it.
God bless you. You sound like a very caring and forgiving person. Pray and God will give you the strength you need. I promise you.