Alternative Investments at www.HardMoneyMi.com
First things first, straighten out your credit. Go to the government mandated web site and pull all 3 credit bureau reports at www.annualcreditreport.com, look them over and dispute anything that looks innacurate or outdated by writing letters to the each bureau directly. While you're correcting your reports search out realtors who work with property owners willing to sell on a land contract or lease with an option to buy. In the current lending climate you are going to be hard pressed to find a lender willing to work with you unless your credit scores are above 620 and you have savings for a down payment. You have some work in front of you but if you're diligent you can find yourself another home.
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