find out where you are in process. Did you get an NOD yet (notice of default) ? If so what is your state law on how much time from NOD to sheriff sale ? Look in public records to see if a foreclosusre case has been filed.
I'm finishing admin remedies to rescind 5 mortgages and we have solution for homeowners. Watch this webinar for more answers.
http://www.bigfileswapper.com/3iGRs7Vg8-x9jrp
Most important is don't leave your home. Chances are your lender sold your note and has no "standing" to demand payment let alone start any foreclosure proceeding.
Make sure you put food on the table first and foremost. Watch the webinar, contact me w/ questions and know there are many options to keep you in your home.
what your lender didn't tell you (most won't tell you because they are crooks) is that they will accept unemployment benefits for loan mods.
keep in mind the govt option HAMP (obama housing plan) is just above useless and has only helped 1,700 of the projected 500,000 targed by end of october. this follows the Hope 4 Homeowners under Bush that was a failure as well.
Non-profit has no real solution and it's important to get educated on the "where's the note" strategy.
know that over 95% of foreclosures in america are done Illegally and congresswoman marcy kaptur of OH knows the game as well and has advised homeowners in public on the floor of the House to "squat" if foreclosed on since she knows the game as well.
unfortunately most homeowners pull up the uhaul since they are uneducated and assume there is nothing they can do.
stay calm, hold on to your cash get educated and know there are options to stay in your home.
possession is 9/10's of the law and the other 1/10th is attachment. if the lender has no note there is no attachment. the house is yours not theirs. keep this in front of your mind.
watch webinar and contact w/ questions.