Dear Mr. and Mrs. Dolans, I read your article in AOL about some ways to maximize a married couple's social security payout and it was interesting. Thank you. I heard somewhere though that there is a maximum amount that social security will pay out to couple in any given year. Could you please comment on how to take that into consideration to strategize the most optimal starting time for when each partner should begin taking his/her social security? This may have already been done by someone in a book or article so if you know of any detailed articles that cover strategy based on the maximum amount that can be paid to a couple in any one year it would be most aprpeciated. Thank you. Sincerely, John Cantrall (65 years old and still working married 37 years to a wonderful 63 year "young" girl who's also still working part time and neither of us are currently drawing social security. I plan to retire when I'm 66.5 years old.)
