We are both over 50 years of age. I retired from the Military after 22 years and I am still working for the Government which is going on 30 years now. I was thinking about Cancer Insurance because both of my wife's mother and father die from it. I understand it is better to have a good health insuance than one designed for just cancer. I have been reviewing the Federal Government Long Term plans with others and I am getting lost in their woods. My father-in-law had a cancer plan but it cut back the out payments the longer he live. It only covered his medical bills because he went quick. I don't think he belive the payout was being reduced with age. Is the standard? What is the best health insurance to cover cancer and long term care?