Internet-only banks

usually any transfer of funds takes a day, or 24 hours to process. however, i have noticed that generally you can access your funds within a few hours. if you transfer funds from your ing account to your other bank and withdraw from thier atm, then no, there will be no $1.50 charge, unless your other bank charges a fee of thier own. i don't know however if there is a transfer fee from one bank to another, especially the bank you are withdrawing from. your best bet would be to go to an ing bank kiosk or 'branch', they do have them and talk face to face with one of thier reps. find thier location on the ing bank website.