Husband laid off..what can I do?

Given how bad the economy is, I would tell him to start looking for ways to supplement his income.  He could get a job at a fast food resturant or something since those places always seems to be hiring, or he could try something "out of the box," so to speak and try to make money online.  There are lots of ways to make money legitimate on the internet nowadays. 

I have actually recently come across and recently joined an internet marketing training program called Maverick Money Makers that teaches you a multitude of ways to make money online.  In a nutshell, Maverick Money Makers is like a video tutorial system that teaches you everything from how to make money selling other people's products and earning on a commission for every sale you make utilizing everything from E-bay to social networking sites and how to get on the first page of Google.  It has ways to make quick cash (takes about a week or two), and the other focuses on building an online business.  It's totally legitimate and comes with a 60-day money back guarantee and everything.  I found an article that tells more about it.

Maverick Money Makers Club Review

I hope this helps some.  Best wishes and good luck.

Joey

I know you are scared, but please try not to communicate a negative attitude to your husband. If he is positive about his chances for employment, your attitude might only serve to put a crimp in his efforts.

I certainly am not saying that you shouldn't express your worries; you obviously should communicate with your husband. I'm just saying that you should try to find a way to communicate your concerns without bringing him down so much so that he begins to feel as though his job search will be hopeless and you'll all end up starving and/or out on the street.

Good luck to both of you!

Mrs.HO711, first off, do nothing to dampen your husband's optimism.  Second, cut back on luxuries right away.  Your husband most likely will have unemployment insurance that will be half of his old pay, possibly, and that will run for a while.  I don't know what the specifics are, but most states allow you to file for it online, and you can find out how much and for how long there.

    Keep your budget under this amount and try not to tap your savings.

   Thirdly, relax.  Change is a constant in life.  Six months used to be a long time for a programmer to be employed by a company.  Now some companies hire them permanently.  I don't know what kind of IT your husband does, but now is the time to take refresher courses.  If he writes XHTML/CSS, now would be a good time for him to create his own website.  He can use it to market himself and his skills to prospective employers. Or he can advertise himself as a consultant and take part time or temporary jobs until he finds something he likes.

    Fourth, is there anything keeping you from making money?  Maybe doing something positive would help you lighten your bad mood.  Since your husband already has some income with the UI, he can take over for you part time on the household duties.

    Fifth, check all your insurance policies.  Many times a policy can carry an unemployment clause that will pick up monthly payments for a limited time.  It is usually a rider, but some companies roll it into a package deal.  You may have signed up for it without realizing it.

   Sixth, enjoy the extra time with your husband while you can before he has to go back to work.