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LEE

Hit by an uninsured driver

I was hit by an uninsured motorist who caused damaged to vehicle, and I was injured.  I have headaches now that I didn't have before, and some back pain.  Will my uninsured/underinsured motorist coverage compensate me for my injuries since the other driver has no insurance?  Will this affect my insurance benefits? Will the other driver be liable for paying back the insurance company?


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668 helpful answers

Yes that is why you have "uninsured Motorist" on your liability.  After this you might want to go with a new insurance company.  (It shouldn't affect your premiums but anytime your insurance pays out it seems your insurance goes up.  If it does report them to the insurance commissoners. After all you paid for the coverage you are entitled to it)  The insurance company then has the right to go after the party that hit you.  Good luck and I hope they get the slim that hit you and burn them a new one.

Posted 2008-08-27T13:25:46Z
 

How will the insurance determine the amount of my injuries?

Posted 2008-08-27T14:06:36Z
 
668 helpful answers

The doctor will file with your insurance.  Do not sign a release form with your doctor until you are sure you have been totally evaluated.  Work with your Doctor. 

Posted 2008-08-27T15:56:17Z
 

You have been very helpful to me.  I have learned somethings that I didn't know. Cool

Posted 2008-08-27T16:05:58Z
 
668 helpful answers

Have have been paying for $100,000 for unisured.  I hope that will cover your car and your medical treatment.  $!00,000 is the minimun.  My insurance company tried to get me to up mine to $150,000 I said no but if you have life threatening injuries that isn't a bad idea because the medical bills could run way up there.  Everything should be submitted to your insurance and your doctor will work with you.  Best of luck to you and keep me posted.  I know how back pain and head aches can be. You will be in my thoughts.  And as I said I hope that  uninsured slim that hit you never is able to drive again.  Sorry I had to say that.  Boy now I fell better.  Lola Marie

Posted 2008-08-27T16:17:41Z

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