life is too short for drama and petty things, so kiss slowly, laugh insanely, love truly, and forgive quickly.

Health insurance????

my parents have been asking me and telling me so often about health insurance it gets quite aggrivating cause they ask about it so often.........right now I am working at a daycare and am really getting like 30 or less hours a week which isn't much for minimun wage of 7.25/hour....... I wanted to know if it is possible to work 2 jobs working about part time hours for both or at least one of them and be able to get health insurance especially with working a daycare job. I had looked a little online to see what was out there but havn't gotten far and not exactly sure what to look for but I do not want to pay alot for it either if I have to pay for it myself since I am not getting a big paycheck.......... what do u guys suggest??


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2 helpful answers

we the people dont need the public option for its a plan to destroy our insurance companies

Posted 2009-11-03T18:02:51Z
jerry was invited by Yedda to answer this question.

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1 helpful answer

Clu, chfc, rhu, lutcf

Check with your state's Dept of Insurance.  You will likely be eligible for some form of assistence. 

If you want to purchase a commercial policy, you should consider a comprehensive medical plan with a HIGH deductable ( $1200+) to cover catastrophic events, and a tax qualified Health Savings Account for routine care. 

Your parents are right. It's the responsible thing to do to budget for your medical care.  However, because young adults often have limited income, it is not uncommon for parents to help with the premiums.

 

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Rated #18 out of 20
 

The reason your parents stay on you to buy health insurance is because they understand the importance of it and they also know that you don't make alot of money and anything as simple as an accident can leave you and them financially devastated. The best thing for you to do is go to an online health insurance provider like http://texashealthinsurancesolutions.com and educate yourself on how insurance works, what plans offer you the most benefits, and then run a free quote comparison to find out what plan fits your budget. If you are under 30 and reasonably healthy you can find major medical plans for $100 or less depending on what deductible you choose. Best of luck to you!

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