call your state medicaid office and see if you can get state policy
then try calling your county program see if you can get phone numbers for local clinics this way they will go by your income and offer you low cost care and if you have to go into the hospital you can get charity care where you will pay a much smaller amount, they base your payments on your income
other wise if you think you can afford it try blue cross see what kind of quote you can get
dont have time ask you parents to look inot it for you get information , since they are so intrested
they could make the calls for you
any way best to get it before you need it
good luck